loan.me
Product · Business Loans

Capital for the business you're building.

Term loans, lines of credit, invoice factoring, and merchant cash advances from $5,000 to $5M. We match your business profile to the lenders who actually fund deals like yours.

Trusted by borrowers to find the best rate

We match you with the right loan partner

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300+

Lending partners

2 min

Pre-qualify online

$0

Cost to compare

Soft

Credit check first

Why borrowers come to us

The pain points we remove from business loans.

Comparing business loans on your own means dozens of forms, dozens of credit pulls, and rate quotes that change once you call. We do it once, you compare side-by-side.

  • Banks asking for two years of P&Ls before they'll talk
  • Approval timelines that miss the opportunity you needed funding for
  • Cash-flow gaps between invoice and payment
  • MCAs with effective APRs north of 80%
How it works

Four steps to your best business loans offer.

01

Tell us about you

Share a few details about the business loan you're looking for. Takes about 2 minutes no credit pull yet.

02

We match lenders

We send your file to lenders in our network most likely to approve and price you well.

03

Compare offers

See real, pre-qualified offers side-by-side. Rate, term, monthly payment, and any fees all in one view.

04

Close with a specialist

Pick the offer that fits and we hand you off to a licensed loan specialist to finalize.

What's included

Everything you need to close confidently.

Every business loans match comes with the items below no upsells, no surprise fees.

  • Term loans $5,000 – $5,000,000
  • Lines of credit up to $250,000
  • Invoice factoring & A/R financing
  • Equipment financing (separate product page)
  • SBA-prep (separate product page)
  • Same-day funding available
FAQs

Common Business Loans questions.

What revenue do I need?

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Most lenders want $10K+ monthly revenue and at least 6 months in business. Newer or pre-revenue businesses have fewer options but we still match them where possible.

Will my personal credit matter?

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Yes for most business loans under $250K, lenders check the owner's personal credit (typically 600+).

How long does funding take?

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Lines of credit and short-term loans can fund same-day. Term loans typically 3–10 business days. SBA loans 30–90 days.

Do I need to put up collateral?

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Depends on the product. Term loans over $150K and SBA loans usually require collateral. Lines of credit and MCAs typically don't.

Ready to compare Business Loans?

Free, no obligation. Get started in 2 minutes we verify your info and connect you with top lenders.

Soft credit check won't impact your score