Turn home equity into low-rate cash.
Home equity loans for a lump sum at a fixed rate, or a HELOC for revolving access. Either is typically the cheapest way to borrow if you have built up equity.
Trusted by borrowers to find the best rate
Trusted by borrowers to find the best rate
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The pain points we remove from home equity loans & HELOCs.
Comparing home equity loans & HELOCs on your own means dozens of forms, dozens of credit pulls, and rate quotes that change once you call. We do it once, you compare side-by-side.
- Personal loans at 20%+ APR when you're sitting on equity
- Banks taking 60+ days to close a HELOC
- Variable HELOC rates that creep up quickly
- Cash-out refi closing costs eating the savings
Four steps to your best home equity loans & HELOCs offer.
Tell us about you
Share a few details about the home equity loan or HELOC you're looking for. Takes about 2 minutes no credit pull yet.
We match lenders
We send your file to lenders in our network most likely to approve and price you well.
Compare offers
See real, pre-qualified offers side-by-side. Rate, term, monthly payment, and any fees all in one view.
Close with a specialist
Pick the offer that fits and we hand you off to a licensed loan specialist to finalize.
Everything you need to close confidently.
Every home equity loans & HELOCs match comes with the items below no upsells, no surprise fees.
- Home equity loans (fixed-rate, lump sum)
- HELOCs (revolving line, variable rate)
- Up to 90% combined loan-to-value
- Lines from $10,000 to $500,000+
- Interest-only and fixed-payment HELOCs
- No application fees with most lenders
Common Home Equity questions.
Home equity loan vs HELOC?
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Loan = fixed-rate lump sum (predictable). HELOC = variable rate, draw as needed (flexible). Loans are better for one-time projects, HELOCs for ongoing access.
How much can I borrow?
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Typically up to 80–90% of your home's value minus what you owe on the primary mortgage.
Is the interest tax-deductible?
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Only if used for home improvements (per current tax law). Talk to a CPA for your situation.
Can I lose my home?
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Yes both products are secured by your home. Treat them like any mortgage payment in your budget.
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