Pleasant Prairie, WI · FHA & VA Loans

Best fha & va loans rates in Pleasant Prairie, WI.

Real fha & va loans offers from lenders licensed in Wisconsin. Local APRs from 6.25% to 7.50% no credit check required to get started.

Excellent (740+)

6.25%6.55%

Good (670–739)

6.55%6.95%

Fair (580–669)

6.95%7.25%

Poor (< 580)

7.25%7.50%

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FHA & VA Loans APR by credit tier Pleasant Prairie, WI

Adjusted for Wisconsin cost-of-credit. Median APR locally: 6.91%.

Excellent (740+)6.25%6.55%
Good (670–739)6.55%6.95%
Fair (580–669)6.95%7.25%
Poor (< 580)7.25%7.50%

Illustrative APR ranges based on credit tier. Median (vertical tick) is the midpoint of each range. Your actual rate depends on income, debt, and lender.

Estimate your payment

Live for Pleasant Prairie using your credit tier and the local rate range.

$300,000
$50,000$1,500,000

Estimated monthly payment

$1,906.08 $1,985.84

APR range

6.55%6.95%

Total interest

$386,189$414,904

See real offers in Pleasant Prairie

Pleasant Prairie vs national average

Local median APR (WI)

6.91%

National median APR

6.91%

In line with national average

On a typical $300,000 fha & va loans over 30 years, that works out to no meaningful difference before lender shopping.

WI · Kenosha County snapshot

Pleasant Prairie, WI

Population
16,015
Mean income
$97,308
Lenders licensed
297+
Typical loan
$300,000

Local snapshot updates as our lending partners onboard new programs in Pleasant Prairie. 1 ZIPs served.

Why borrow locally in Pleasant Prairie

One application. FHA & VA Loans offers from lenders licensed in Wisconsin.

FHA for first-time buyers with low down payment options. VA for veterans and active-duty service members often with zero down and no PMI.

  • No credit check required we verify your info
  • 300+ lending partners licensed in Wisconsin
  • Real pre-qualified offers, not teaser rates
  • Free to compare lenders pay us, never you

FAQs for Pleasant Prairie borrowers

FHA & VA Loans questions, answered.

Do I qualify for VA?

Active duty, veterans, National Guard, Reserves, and some surviving spouses qualify. You need a Certificate of Eligibility from the VA we help you get it.

What's the FHA loan limit?

Varies by county typically $498,257 in low-cost areas up to $1,149,825 in high-cost areas (2024).

Can I have FHA and VA?

You can only have one VA loan active in most cases (entitlement-based). FHA is one-at-a-time too with limited exceptions.

Does FHA require mortgage insurance?

Yes both an upfront premium (1.75%) and ongoing annual MIP. Often refinanced into a conventional loan once you have 20% equity.

More loan types in Pleasant Prairie

Compare other rates in Pleasant Prairie, WI.

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Find your fha & va loans rate in Pleasant Prairie, WI.

Get matched with pre-qualified fha & va loans offers from $50,000 to $1,500,000 in under 2 minutes.

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