Compare loan rates in Durant.
Whether you live in Holmes County or anywhere else in Mississippi, loan.me matches you with lenders licensed in your state. We verify your info, then lenders compete for your business.
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MS · Local snapshot
Durant, MS
- Population
- 3,477
- ZIP codes
- 1
- Mean income
- $34,235
- County
- Holmes County
Durant rate snapshot
What personal loan rates look like in Durant right now.
Local median APR (MS)
19.07%
Averaged across credit tiers, adjusted for Mississippi.
National median APR
19.37%
Lenders licensed in MS
257+
Competing for Durant borrowers.
Rates shown are illustrative medians derived from our lender network for Mississippi. Your actual offer depends on credit profile, income, loan amount, and term. Pre-qualify with a soft credit check to see your real rate from lenders licensed in Holmes County.
About lending in Durant
How borrowing works in Durant, MS.
Durant sits in Holmes County, where the typical household earns about $34,235 a year. That income context matters: lenders use debt-to-income ratios to size offers, so Durant borrowers often qualify for right-sized loans tuned to local cost of living.
Across 1 ZIP codes in and around Durant, loan.me works with 257+ lenders licensed in Mississippi. That includes national banks, credit unions, online direct lenders, and specialty providers for auto, business, and home equity needs. We don't lend directly we shop your profile to the partners most likely to approve you at the best rate available in MS.
Because Mississippi regulates APR caps, disclosure timing, and prepayment penalties differently than neighboring states, every offer you see has already been filtered for compliance in Durant. No bait-and-switch teaser rates, no offers from lenders who can't actually fund a loan in your ZIP.
What you can borrow for
Loan options for Durant borrowers.
Personal & debt loans
Compare personal loan offers from $1K–$100K. Consolidate cards, fund a project, cover the unexpected.
Mortgage & refinance
Purchase, refinance, and home equity options from local and national lenders licensed in your state.
Auto & specialty loans
Pre-approved auto financing, business loans, and equipment financing all in one place.
Compare Durant rates by product
Pick the loan you need.
Personal Loans
in Durant, MS
Auto Loans
in Durant, MS
Student Loans
in Durant, MS
Debt Consolidation
in Durant, MS
Business Loans
in Durant, MS
SBA Loans
in Durant, MS
Business Credit Cards
in Durant, MS
Equipment Financing
in Durant, MS
Home Purchase
in Durant, MS
Refinance
in Durant, MS
Home Equity
in Durant, MS
FHA & VA Loans
in Durant, MS
Rewards Credit Cards
in Durant, MS
Balance Transfer Cards
in Durant, MS
Secured Credit Cards
in Durant, MS
0% Intro APR Cards
in Durant, MS
Why loan.me in Durant
One application, lenders licensed in Mississippi.
Every offer you see comes from a lender licensed to do business in Mississippi. Real rates, real terms, filtered for your credit profile before you ever see them.
- Soft credit check won't impact your score
- 300+ lending partners licensed across all 50 states
- Real pre-qualified offers, not teaser rates
- Free to compare lenders pay us, never you
Nearby in Mississippi
Other cities we serve.
Questions Durant borrowers ask.
What loan amounts can I qualify for in Durant, MS?+
loan.me matches Durant borrowers with personal loans from $1,000 to $100,000, auto loans up to vehicle value, and mortgages from $50,000 to jumbo amounts. Final approval depends on income, credit profile, and the lender's underwriting rules in Mississippi.
Does checking my rate affect my credit score in Durant?+
No. Pre-qualification on loan.me uses a soft credit pull, which does not impact your credit score. A hard inquiry only happens after you accept an offer and the lender begins formal underwriting.
How long does it take to get funded in Durant, MS?+
Most personal and auto loan applications from Durant receive offers within minutes and fund within 1–3 business days after approval. Mortgage and refinance timelines depend on appraisal and title work in Holmes County, typically 21–45 days.
Are the lenders shown licensed to operate in Mississippi?+
Yes. Every offer surfaced to a Durant borrower comes from a lender licensed to originate the requested product in Mississippi. We filter the marketplace by your state before any offer is displayed.
Is there a fee to compare loan offers in Durant?+
No. loan.me is free for borrowers. Our lending partners pay us when a match results in a funded loan, so you can compare offers in Durant without ever paying us a fee.
Page last reviewed for Durant, MS.
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